About Us

Our Solutions

Since 2007, SouthLake Title has proudly partnered with legal and real estate professionals across North and South Carolina, offering trusted expertise and dependable service in every transaction.

We understand that purchasing real estate is one of life’s most significant investments, and we are dedicated to protecting buyers, sellers, and agents with responsive, detail-oriented title solutions.

Our Experience

Backed by more than 80 years of combined underwriting experience, our team delivers precision, efficiency, and peace of mind through every phase of the closing process.

Whether issuing new policies or accessing our extensive database of prior title records dating back to 2007, we bring unmatched insight and a proactive approach to every file.

Our Pricing

The StateDepartment of Insurance mandates the ONE-TIME title premium rates, so no priceshopping is ever needed!

At SouthLake Title we go the extra mile to verify eligibility for discounts based on existing title insurance policies—ensuring our clients receive the most competitive pricing on the most comprehensive policies available to them

What Makes Us Different Different

For Attorneys

  • Precision and Compliance: Rigorous title searches and comprehensive legal documentation that minimize risk and protect your clients’ interests
  • Efficient Collaboration: Streamlined communication channels and quick turnaround times that support your legal workflow
  • Expert Consultation: In-depth legal support and title expertise to help navigate complex property ownership challenges

For REALTORS®

  • Transaction Acceleration: Responsive processing that keeps deals moving and helps you close faster
  • Market Expertise: Local knowledge and insights that smooth potential transaction complications
  • Client Confidence: Professional support that reinforces your reputation for reliable real estate services

For Homebuyers

  • Transparent Protection: Clear, understandable title insurance that safeguards your most significant investment
  • Personal Guidance: Client-centric approach with dedicated support throughout the entire closing process
  • Financial Security: Comprehensive coverage that provides peace of mind against unexpected title challenges

Your questions answered

Frequently Asked Questions

Title insurance is a crucial protection for property owners and mortgage lenders. It provides financial coverage against potential legal problems with the title to a property. Unlike other types of insurance that protect against future events, title insurance protects against past events that could impact property ownership.

Title insurance typically covers:

  • Errors in public records
  • Unknown liens against the property
  • Illegal deeds or forged documents
  • Disputes over property ownership
  • Encroachment issues
  • Undisclosed heirs claiming property rights

The cost of title insurance varies depending on several factors:

  • Property value, Loan value and Prior Policy
  • Location of the property
  • Type of policy (owner’s policy, lender’s policy or simultaneously issued)
  • State Insurance Rates mandated and governed by the Department of Insurance
  • Title insurance is a one-time premium paid at closing
  • Typical home, costs can range from $500 to $3,500, with the average being around $1,000 to $1,500.

An owner’s title insurance policy provides protection for as long as you or your heirs own the property. This  means:

  • The policy remains in effect as long as you or your heirs own the property
  • Coverage continues for an eligible reissue credit for 15 years
  • There are no annual renewals or additional payments required

Most mortgage lenders require a lender’s title insurance policy. For homeowners, an owner’s title insurance policy is strongly recommended because:

  • It protects your property and your largest investment
  • Covers legal fees if a title dispute should arise
  • Provides peace of mind about your property ownership